Insurance Governance
Probate Property Insurance Risk Checker
Surface insurance blind spots before they expose the estate to coverage gaps or denied claims.
Responses Captured
0/6
6 checkpoints still need confirmation.
Vacancy Risk Assessment
Control 1
Has the property been vacant for more than 30 days?
Most carriers downgrade coverage after 30 days without occupancy notice.
Control 2
Are utilities turned on?
Climate control protects plumbing and electrical systems from loss.
Control 3
Are doors and windows secure?
Insurers expect documented security to mitigate vandalism exposure.
Control 4
Is the yard maintained?
Visible neglect invites trespassers and accelerates citations.
Control 5
Has water been shut off?
If left pressurized, burst lines are frequently denied without inspections.
Control 6
Have locks been changed?
Changing locks establishes control over access logs post-transition.
Risk Tier
Awaiting Data
Complete all controls to score the insurance exposure profile.
Exposure Score
0/6
Track completion until all controls are answered.
Recommendation
Complete questionnaire
Coverage guidance unlocks after the scorecard is generated.